What a wonderful mother you are Teo Gek Choo ! Because you want to buy a new home in Malaysia, you don't help your daughter who wants to go Switzerland to complete her degree. Oh well its your money, how you want to use is you problem. But now, because you need more money to buy that house you wanted, knowing your daughter is saving up for the Switzerland trip, your ask her to return you the money she borrowed from you ? What a wonderful caring ways you have ! Even her friends are trying to help her, her cousin trying to help her, you ? Asking her to return the money she had borrowed from you to buy study materials when she was still young, such a calculative mother you are ! You say you want her to be independent, this is not the way ! Angela Teo Gek Choo, hahahas angel ? I say you a a devil !